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David H. Waters


Direct Dial (510) 835-6725

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  • Hastings College of the Law, University of California (J.D., 1977)
  • University of California at Berkeley (B.A., with distinction)

Bar Admissions

  • California

David H. Waters

Practice Expertise

  • Defends insurance carriers against claims of coverage by both insureds and other carriers, including the defense of bad faith actions
  • Experience includes counseling insurers regarding their duties and obligations under insurance policies including the authoring of coverage opinions
  • Top AV Rated Attorney


  • Successfully litigated subrogation cases seeking reimbursement from co-insurers who have erroneously denied their coverage obligations
  • Defended both personal lines and commercial lines carriers with respect to catastrophic losses such as the 1989 Loma Prieta earthquake and the 1991 Oakland Hills Fire Storm

Advice & Counsel

  • Advised personal lines and commercial lines on the full breadth of property coverage, from boiler and machinery through business interruption, builder's risk, and earthquake

Dispute Resolution

  • Strives for an early disposition of each coverage lawsuit, whether by motion, e.g. summary judgment, mediation, arbitration, or other form of alternate dispute resolution

Professional Associations

  • Order of the Coif
  • Thurston Society
  • State Bar of California
  • Alameda County Bar Association


  • Editor of Burnham Brown Coverage News